Other Information
Yours4Money
In order to get a quote for ISA funds, you will be transported
to the Yours4Money website. Yours4Money are independent
financial advisers, directly regulated by the Financial
Services Authority.
Yours4Money are completely independent of any product provider,
which means you benefit from much more choice than if you
went direct to an insurance company selling only its own
products.
Yours4money work for you and will provide you with totally
unbiased information and advice. The UK financial services
market is vast and the array of possible options can be
baffling - even for financially experienced people!
Yours4money research the marketplace to find competitive
product solutions from the UK's top product providers and
then let you choose from a small range of suitable options.
They can give you as much or as little assistance as you
want. To help you decide what you need, they offer a range
of online financial planning wizards that will guide you,
step by step, through the process.
If you feel comfortable that the information and wizards
on the web site are sufficient for you to make up your mind
about what you want, you are able to buy the product online.
If you do buy a product in this way (i.e. self selecting,
without receiving specific advice from yours4money) it means
that you are entirely responsible for your decision. Although
yours4money offers a wide range of carefully selected products,
some may not always be suitable for your particular circumstances.
If you are in any doubt, it is strongly recommended that
you seek guidance on the telephone from one of their financial
advisers. They will be able to answer your questions and
if you wish, advise you on the most suitable options and
priorities.
To do this, the advisers will need to ask you some details
about your personal finances. The information you give will
be recorded and used to recommend the most suitable solutions.
It should only take 10 or 15 minutes to complete a straightforward
fact-find on the telephone. Should a more comprehensive
review of your financial circumstances be required, the
fact-find will take a little longer. In these situations,
advisers will agree with you how best to proceed. All personal
data you entrust will be kept confidential and never shared
with a third party.
Although Yours4money do not offer face to face meetings,
we can arrange an appointment for you with another independent
financial adviser near to your home or work.
If you decide to buy a product through yours4money, we
will receive a commission from Product Providers. It is
our policy to maintain our competitiveness through giving
up some commission on certain products we promote, to improve
the terms for you. Whenever commission is paid to us, full
details are supplied to you along with the product documentation.
Yours4money Limited
2nd Floor
7/8 Randolph Place
Edinburgh
EH3 7TE
